Buy Merchant Advocate through Hubzone Depot
Cut credit card processing costs without switching processors: Merchant Advocate finds unfair rates, hidden fees and coding errors and is paid only from savings, engaged through Hubzone Depot.

Inside your procurement system
- SAP Ariba

- +26more
Offers
Business & Professional Services
Serves
Businesses, Private equity portfolios, Real estate and property
How to buy
Your procurement system, or a quote before anything is bought
Your spend
Counts toward HUBZone and woman-owned small business goals
About Merchant Advocate
Merchant Advocate helps organizations save money and see clearly in the complicated world of credit card processing. Acting as an impartial consultant with no processor behind it, it analyzes a client's existing payment setup to find where money is being lost to unfair rates, hidden fees and coding errors.
It then negotiates with the processor on the client's behalf, so there is no need to switch processors or change systems. The model is contingency-based: there are no upfront costs, and clients pay only from the savings Merchant Advocate identifies and validates. Corporate, enterprise, private equity and real estate organizations use it.
Why buy Merchant Advocate through Hubzone Depot
Terms set with our weight
Merchant Advocate's engagement is arranged with $400 million of yearly Hubzone Depot purchasing behind it.
Approved in your system
The engagement and its savings-based invoices run through your procurement platform, one of 32 we support.
Savings you can verify
Fees are tied to validated savings and an approved order, so finance can check every dollar.
Savings that also count
Merchant Advocate services through Hubzone Depot count as HUBZone and woman-owned spend, under our SBA and WBENC certifications.
What Merchant Advocate offers through Hubzone Depot
Send us a few recent processing statements. Merchant Advocate reviews them and we return a proposal before anything changes.
Business & Professional Services
Payment processing audits and negotiation that remove unfair rates, hidden fees and coding errors.
Who we serve with Merchant Advocate
Businesses
Private equity portfolios
Real estate and property
Review your processing fees with us
A Merchant Advocate review needs no RFP. Recent processing statements are all it takes to start.
01
We gather statements
We confirm your processors, locations and monthly card volume.
02
A savings proposal
Merchant Advocate's findings and terms, arranged with Hubzone Depot's purchasing.
03
Savings start after approval
Approve the engagement in your procurement system and negotiations begin.
Frequently asked questions
Can we engage Merchant Advocate through Hubzone Depot?
Yes. Share your statements, approve the proposal, and Merchant Advocate starts negotiating. Get a review.
Do we have to change processors?
No. Merchant Advocate reduces costs without switching processors or changing your existing systems.
How is Merchant Advocate paid?
On contingency. There are no upfront costs, and you pay only from savings it identifies and validates.
Does Merchant Advocate spend count toward small business goals?
Yes. Hubzone Depot is a HUBZone small business under the SBA and a woman-owned business under WBENC, so this spend counts.
Can you source point-of-sale hardware?
Yes. Our Spotbuy team sources card readers and other hardware through more than 2,500 supplier relationships, quoted first.